Sustainable CRE
bridge loans
A one-stop solution to refinance or acquire your commercial real estate project with SCP's flexible bridge financing.
About SCP
The commercial real estate world is constantly evolving. Climate change is impacting CRE values through increased costs and risk; tenants require cleaner air and lower utility costs; municipalities are penalizing property owners that do not meet energy efficiency standards; and equity investors are increasingly asking about sustainability and resiliency plans for properties.
SCP is an innovative new lender formed to revolutionize and simply green commercial real estate lending. Our loans will finance your property plus 100% of the funds required for sustainability and resiliency projects; or refinance newly constructed multifamily properties and other asset classes that are already green. Through our strategic partnerships, SCP provides the technical expertise to develop, design and implement energy-efficiency and resilience projects with high return-on-investment.
Formed by commercial real estate veterans, SCP’s principals have originated, closed, and asset managed more than $60B in commercial real estate loans across market cycles and asset classes. Our principals are adept at seeing the dynamic shifts in the market and delivering of the moment products to our borrowers. Their leadership spans major institutions including JPMorgan, GE Capital, Annaly Commercial Real Estate Group, and CIBC.
100+
Years of leadership experience
$60B+
Total CRE deal experience
3
Strategic Joint Ventures Partners
Flexible Bridge Capital
Floating rate bridge loans ranging from $10M – 100M+ with competitive rates & flexible terms. SCP loans are designed to maximize proceeds for your property and retrofits and simplify your capital stack with one first mortgage.
Technical Assistance Included
Our strategic partner, GreenGen brings sustainability & retrofit expertise into every SCP loan. Within our loan process, GreenGen will assess your property for opportunities to reduce operating expenses, reduce localized climate risk, and increase the value of your property through high ROI initiatives. SCP will finance those projects.
Brown Discount Mitigation
As the CRE market evolves, the risk of “the brown discount” has increased. The Brown Discount refers to the lower value and higher risk associated with buildings that have outdated systems, poor energy performance, or are not compliant with new environmental regulations. These properties can be more expensive to insure, harder to finance, and less attractive to tenants. SCP loans include proceeds for the types of retrofits that protect your asset from the onset of “The Brown Discount”.
Streamlined Sustainability Financing
Unlike traditional sustainability lending, there’s no need for a separate mortgage and CPACE loan. No need for separate mortgage lender consent. No tax authority approval or administration. No complex subordination required. SCP’s loan wraps all of your financing needs into a single security.
Increased Asset Value
SCP brings in experts from our founding partners, GreenGen, Climate First Bank, and Conduit Capital to curate the best resources and innovators to bring you the best value. Always ready to partner, SCP seeks to bring the best of the best to our borrowers. Through our radical collaboration, SCP is your partner in retaining and creating value in your assets.
Nationwide Coverage
We lend across primary, secondary, and tertiary markets—with a focus on supporting mid-market CRE owners.
OUR SERVICES
Flexible capital for CRE owners
Value Add Renovation Financing
Ideal to retrofit multifamily, student housing, self-storage, retail, industrial & warehouse, and hotels
Construction Takeout Loans
Ideal for recently completed multifamily properties or other asset classes that are already “green”
Green Refinancing
Ideal for already green multifamily, senior housing, self-storage, retails, industrial & warehouse, and hotels.
CONSTRUCTION STORIES
Year Completed:
2035
Client:
Spark Services Developers
Market:
Commercial
PROJECT SNAPSHOT, EHANCING A COMMERCIAL ASSET
VIEW THE CHANGES
Utility Cost Savings
↓ 22% annually via LED + HVAC retrofits
Insurance Premium Drop
↓ 11% after flood and roof mitigation
Exit Valuation Impact
↑ $3.1M estimated uplift due to NOI boost
SCP provided a flexible bridge loan to support Spark Services Developers’ repositioning of a 1980s-era retail center into a resilient, mixed-use commercial asset. Funding included dedicated CapEx for envelope and mechanical upgrades. The retrofit not only reduced operating costs but also improved long-term insurability and regulatory compliance. SCP’s speed and sustainability-informed structure enabled the sponsor to move quickly and add value without friction.
OUR PARTNERS
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Insights from the SCP desk
THE SCP WAY
How we work
We make sustainable commercial real estate financing faster, and simpler. Our team has spearheaded billions in CRE transactions and now brings institutional-grade lending to properties that need capital and sustainability upgrades without the delays, costs, or constraints of traditional financing.
We serve borrowers who want more than just a loan... we provide a pathway to long-term value creation and resilience.